Groceries or food expenses have always been my worst friend in spending. Now that I cook more and sometimes prep meal for my housemate, savings in groceries becomes so much more important. I have here ten useful ways to save costs that are working for me and not much about … Read more
An emergency fund is for financial disaster. In 2018, 75% of Malaysians said it was a challenge to raise RM1,000 cash in the event of an emergency. The now optional 6-month loan moratorium in Malaysia could be one chance to build up a cash flow reserve, and I’ll show … Read more
Think about the last time you score a financial win. What was the key that made it possible? Was it a sale, a clearance? A downgrade of your standard? Or your perspective shifted?
For the longest time, I had to choose between a cup of RM13 artisan coffee or an … Read more