Personal Finance. Happiness. Kitchen. Not necessarily in that order.
I first published this post in May 2019 on my previous blog. While some things are best left buried, I thought it is time to update this post given the financial anxiety around us now.
Being too concern and careful about money myself, I rarely have to face a … Read more
1. Never have to change another plastic toothbrush!
Before you go, “Yewk! How could one not replace a toothbrush?”, I understand. I use to change toothbrush quite frequently, to the point that I feel guilty of being part of the Earth’s plastic problem. It turns out, instead of switching to … Read more
I never thought I would hack my way to months of food items for free. It was unthinkable before this. No, I did not raid the soup kitchen. Like everyone, I get excited over credit card sign-up offers and optimizing my spending. However, credit card gifts tend to be lifestyle-oriented … Read more
Despite my effort to reduce spending, I find myself running in a purchase cycle that is built upon lifestyle, environment, social expectations, peer pressure, and marketing outreach. And the default setting is, sadly, an unending loop. Do I buy what I need and not what I want, or buy things … Read more
Groceries or food expenses have always been my worst friend in spending. Now that I cook more and sometimes prep meal for my housemate, savings in groceries becomes so much more important. I have here ten useful ways to save costs that are working for me and not much about … Read more
Here’s my story of how I started cooking, and how you might see more stories on the kitchen than money talk in this site.
Before the fateful shelter-in-place, I can do two things in the kitchen – mixing and boiling. These two skills are as versatile as it could be, … Read more
In the beginning, I did not thought that a minimalist closet would play a part in my personal finance journey, except that I shouldn’t spend too much when buying clothes. When done right, it’s a fuel-good factor every day and saves so much cost. Like everything else, when you buy … Read more
We all heard that building a blog makes you money, but not everyone made it there. Most personal finance bloggers earn more by having a job outside the blog and investing in income-generating assets, not the blog. But we all keep a blog to keep talking about our dreams and … Read more
I decided not to post monthly money diaries early this year because I wanted The Purple Cotton to be a place for real solutions. But writing money diaries post is close to my heart. So, here’s an episode of the return of Money Diaries: Lockdown Edition.
Lockdown was … Read more
An emergency fund is for financial disaster. In 2018, 75% of Malaysians said it was a challenge to raise RM1,000 cash in the event of an emergency. The now optional 6-month loan moratorium in Malaysia could be one chance to build up a cash flow reserve, and I’ll show … Read more
